Banking & Finance

Financial managers, auditors and compliance professionals can address potential risks

Banking & Finance
Analytics for Audit
AML Compliance

Driven by a high volume of transactions and strict regulations such as the Proceeds of Crime Act (POCA), the Bank Secrecy Act (BSA), Basel II, Sarbanes-Oxley (SOX) and the USA Patriot Act, banking institutions rely heavily on technology and analytics to meet compliance requirements and prevent fraud.

CaseWare Analytics offers auditcontinuous monitoring, and anti-money laundering solutions that address the needs of financial managers, auditors and compliance personnel to detect potential money-laundering schemes, monitor loan portfolio risks and analyze potential risks within the business.




CaseWare IDEA® is a powerful and easy-to-use data analysis tool that quickly analyzes 100% of your data allowing for more effective audits and better fraud detection. Here is a sample of the analytics available to auditors

Analytics for Loans

  • Loans over or under specified amount, terms, or interest rate
  • Disbursement and original loan amount variations
  • Loans without schedules or incorrect schedules
  • Write-off for loans with late payments or other criteria

Analytics for Investment Securities

  • Investments for which no dividends or interest have been received
  • Securities that are outside certain investment grade parameters
  • Trading activity for market timing
  • Account activities for excessive trading or wash sales

Analytics for Savings & Deposits

  • Clerks authorizing deposits for self or family members
  • Accounts with exempted or incorrect service charge credits or reversals
  • Multiple accounts with the same address
  • Branches with excessive fee reversals

Analytics for General Ledger

  • Employees with a large number of reversing entries
  • Feeder systems data in a consolidated ledger
  • General Ledger account footing

Analytics for Accounts Payable

  • Duplicate payments across payment systems
  • Cash disbursements by account, bank, group, vendor, etc.
  • Disbursements for unrecorded liabilities
  • Missing, duplicate, void or out of sequence check numbers
  • Check requests that exceed set or selected dollar amounts
  • Inter-branch transfers by extraction or inclusion

Account Activity Manager Analytics (Available through IDEA Marketplace)

  • Transactions to inactive accounts that are approaching dormancy
  • Accounts with no activity that have a data change followed by transaction activity
  • Certificate of Deposit (CD) account with early withdrawals
  • Maintenance activity to deposit accounts
  • New accounts with large spikes in the number and dollar amount of deposits
  • Transactions to internal and employee accounts, including those accounts that are not coded as employees
  • Transaction accounts for incorrect and invalid service charge data
  • Deposit accounts that have been set up to avoid dormant classification

Loan Examiner Analytics (Available through IDEA Marketplace)

  • Underperforming loans early in their life cycle
  • All "user-selected" transaction types for which a user wants to generate reports
  • All maintenance activities on loans
  • Charged-off loans and loan recoveries by loan officer
  • Loans with their delinquency status manipulated
  • Number of months each loan has been extended, excessive and unauthorized extensions
  • All loan transactions posted by the same officer who approved the loan
  • Open loans that appear to have been made to pay off loans to the same borrower (“rollover” loans)



The CaseWare AML Compliance solution allows financial institutions to effectively manage their AML compliance programs by engaging the entire business in compliance efforts. Unlike other solutions that only satisfy one of the key requirements, CaseWare AML Compliance meets them all under a single platform including Know Your Customer monitoring, transactions monitoring, sanctions screening, regulatory reporting.

Choose a solution that offers advanced analytics; real-time detection and screening; risk profiling; management dashboards; configurable alerts; case management and more.

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